St. Joseph County drivers who need an Indiana Driver Safety Program can complete the BMV-approved course online through ABetterDriver.com. The Indiana Bureau of Motor Vehicles currently lists ABetterDriver.com as an approved Driver Safety Program provider offering online and DVD courses. All approved Indiana DSP courses must be at least four hours long.
ABetterDriver.com currently lists its online Indiana Driver Safety Program for $28.95. The course can be taken online from a computer, tablet, or phone.
St. Joseph County is one of Indiana's largest population centers, with an estimated 272,861 residents in 2025. South Bend had an estimated 103,201 residents and Mishawaka 51,226, making them by far the county's two largest cities.
The county's driving environment is correspondingly complex. It includes the Indiana Toll Road, U.S. 20, U.S. 31, S.R. 2, S.R. 23, S.R. 933, dense South Bend-Mishawaka urban traffic, University of Notre Dame event traffic, suburban corridors, rural roads, and smaller towns such as Walkerton, New Carlisle, Osceola, North Liberty, and Lakeville. MACOG identifies the Indiana Toll Road, U.S. 20, U.S. 31, and S.R. 2 as vital regional corridors.
Take Your Indiana Driver Safety Program Online
Drivers in South Bend, Mishawaka, Walkerton, Osceola, New Carlisle, North Liberty, Lakeville, Roseland, Indian Village, and unincorporated St. Joseph County can complete a BMV-approved DSP online.
Indiana BMV currently lists ABetterDriver.com as an approved online provider.
The course may be appropriate when:
The Indiana BMV requires you to complete a Driver Safety Program.
You voluntarily want the Indiana four-point credit.
A court specifically requires you to complete a BMV-approved DSP.
The third situation requires additional care. Indiana BMV expressly states that a court may order a Driver Safety Program without necessarily requiring a BMV-approved DSP. If the St. Joseph Superior Court Traffic and Misdemeanor Division, Walkerton Town Court, or another judicial officer has ordered you to take a course, verify exactly what the order requires before enrolling.
Who Takes an Indiana Driver Safety Program?
Indiana drivers take a DSP for several distinct reasons. A BMV requirement, voluntary four-point credit, court order, and St. Joseph County Infraction Deferral Program are not automatically interchangeable.
BMV-Required Driver Safety Program
Indiana law provides that a driver convicted of two or more traffic offenses within a 12-month period may be required to complete a BMV-approved Driver Safety Program.
Drivers under age 21 are required to complete a DSP after two or more traffic-offense convictions. Once the BMV sends notice, the driver has 90 days to complete the course or driving privileges can be suspended.
This is a statewide BMV rule. It does not change because the underlying citations were issued in St. Joseph County.
Voluntary Indiana 4-Point Credit
Any Indiana driver may voluntarily complete a BMV-approved DSP. Successful completion results in a four-point credit on the Indiana Official Driver Record.
The credit may be applied once every three years. Indiana moving-violation points remain active for two years from the conviction date.
The four-point credit does not erase a St. Joseph County ticket or remove the conviction. The BMV specifically states that DSP completion does not remove a citation from driver history.
Court-Ordered or Court-Referred Drivers
The St. Joseph County courts may separately require a driver to complete a traffic-safety or defensive-driving course.
That requirement is distinct from:
A BMV-required DSP.
The voluntary four-point credit.
St. Joseph County's Infraction Deferral Program.
Indiana BMV cautions that a court-ordered DSP may not necessarily be required to come from a BMV-approved provider.
How Long Is the Indiana Driver Safety Program?
Every Indiana BMV-approved Driver Safety Program must be at least four hours long.
Approved providers can offer the course:
Online.
By DVD.
In a classroom.
The BMV currently caps the price of an approved DSP at $55.
ABetterDriver.com currently lists its online Indiana course for $28.95.
Indiana BMV advises allowing approximately 7 to 10 business days for completion results to be processed. Its current FAQ states that the four-point credit is generally applied within 7 to 14 business days after the BMV receives notice of completion from the provider.
Drivers facing a BMV or court deadline should therefore avoid waiting until the final day.
How the Indiana 4-Point Credit Works
Successful completion of a BMV-approved DSP produces a four-point credit on the Indiana Official Driver Record. The BMV permits the credit once every three years.
If another approved DSP is completed before the three-year period expires, a second four-point credit is not added. Instead, the BMV states that the period of the existing credit is extended for three years from the newer completion date.
For a St. Joseph County driver with a pending ticket:
The four-point credit does not dismiss the citation.
The DSP does not erase a conviction.
Completing the DSP does not automatically qualify the ticket for St. Joseph County infraction deferral.
A court-ordered course can have different requirements from the statewide BMV DSP.
Walkerton Town Court has its own initial procedure for tickets under its jurisdiction.
Driving in St. Joseph County: Metro Traffic, Toll Road Travel and Notre Dame Events
St. Joseph County is substantially more urban than most Indiana counties. Its estimated 2025 population of 272,861 ranked fifth in Indiana, and nearly 154,500 residents lived in South Bend and Mishawaka alone.
The county also contains one of Indiana's most recognizable university destinations. The University of Notre Dame currently reports 8,923 undergraduate students and 4,206 graduate or professional students. That campus population is significant even before accounting for faculty, staff, visitors, athletic events, concerts, and other major events.
Several transportation environments therefore overlap:
I-80/I-90 Indiana Toll Road travel.
U.S. 31 north-south traffic.
U.S. 20/St. Joseph Valley Parkway traffic.
S.R. 933 travel through South Bend and toward Notre Dame.
S.R. 23 through South Bend and Mishawaka.
Downtown South Bend traffic.
Mishawaka commercial and commuter traffic.
Notre Dame game-day and major-event traffic.
Smaller-town and rural travel in southern and western St. Joseph County.
St. Joseph County's Primary Driving Issue: Notre Dame Event Traffic and the Toll Road Gateway
The University of Notre Dame provides St. Joseph County with a traffic pattern that is difficult to duplicate elsewhere in Indiana.
Notre Dame's official football game-day directions specifically route drivers arriving on the Indiana Toll Road through Exit 77, South Bend/Notre Dame, onto S.R. 933/Business U.S. 31, then toward Cleveland Road and Juniper Road for event parking.
Drivers arriving from Indianapolis are directed north on U.S. 31, which becomes S.R. 933/Business U.S. 31 south of South Bend, before continuing past the university area and using Cleveland and Juniper Roads to reach parking.
Those official routing instructions show why Notre Dame traffic deserves a substantial section rather than a passing reference.
Why Game Days Change the Local Driving Environment
Notre Dame states that its visitor lots convert to event-parking rules for home football games, concerts, and major events. The university also requires vehicles to be removed from designated game-day lots by 5 a.m. on home football Saturdays unless specific permission has been granted.
The practical result is that roads such as S.R. 933, Cleveland Road, Juniper Road, Angela Boulevard, and surrounding campus approaches may operate differently during major events than during an ordinary weekday.
Drivers unfamiliar with South Bend should follow event traffic-control personnel rather than relying entirely on their usual navigation route. Notre Dame itself expressly instructs arriving motorists to follow traffic-control personnel near campus.
This is a meaningful defensive-driving lesson specific to St. Joseph County: temporary event routing may override the route a driver would normally choose.
Indiana Toll Road Through St. Joseph County
The Indiana Toll Road carries I-80 and I-90 across northern St. Joseph County.
INDOT currently identifies these major St. Joseph County Toll Road interchanges:
Exit 72: U.S. 31/Cleveland Road/Nimitz Parkway, South Bend.
Exit 77: Old U.S. 33, South Bend.
Exit 83: S.R. 23, Mishawaka.
Exit 77 is especially important for Notre Dame traffic because the university specifically directs Toll Road visitors to use that exit for Notre Dame Stadium.
The Toll Road creates a different driving environment from surface streets in South Bend and Mishawaka. Drivers entering or leaving the interstate must adjust between controlled-access highway speeds and urban roads containing signals, driveways, pedestrians, buses, and turning traffic.
U.S. 31 and the St. Joseph Valley Parkway
U.S. 31 is one of the county's principal north-south highways and connects St. Joseph County with central Indiana.
The route enters the South Bend area and connects with the St. Joseph Valley Parkway/U.S. 20 system. State transportation documentation identifies U.S. 31 and U.S. 20 together as part of this parkway network before U.S. 31 continues north into South Bend.
Notre Dame's official game-day directions also identify U.S. 31 as a principal arrival route from Indianapolis and explain that it transitions into S.R. 933/Business U.S. 31 south of South Bend.
U.S. 31 is therefore important for:
Regional commuting.
University traffic.
Connections toward downtown South Bend.
Access to the U.S. 20 bypass.
Travel toward Lakeville and southern St. Joseph County.
U.S. 20 and the South Bend-Mishawaka Bypass
U.S. 20 forms another major regional corridor in St. Joseph County.
MACOG identifies U.S. 20 as one of the region's vital transportation corridors, along with U.S. 31, the Indiana Toll Road, S.R. 2, and U.S. 30 elsewhere in the region.
The U.S. 20/St. Joseph Valley Parkway allows motorists to move around much of the South Bend-Mishawaka urban area without traveling through the downtown street grid.
Its role is especially important because it connects with U.S. 31 and provides access toward S.R. 2, Mishawaka-area roads, and communities east and west of the urban core.
State Road 23
S.R. 23 is a significant South Bend-Mishawaka corridor and intersects the Indiana Toll Road at Exit 83 in Mishawaka.
INDOT is currently advancing a major intersection-safety project at S.R. 23 and Adams Road.
The preferred design would realign Adams Road and construct a single-lane roundabout approximately 250 feet northeast of the present intersection. INDOT states that the project's purpose is to improve both safety and the operating level of service at the intersection.
INDOT held a public hearing on March 24, 2026. The current schedule calls for final environmental approval in summer 2026, letting in fall 2027, and construction in 2028.
This distinction matters: the S.R. 23/Adams project is a current 2026 design and environmental project, not active 2026 construction.
State Road 2 and Western St. Joseph County
S.R. 2 is a major western approach to South Bend and is also important to New Carlisle and western St. Joseph County.
INDOT is currently developing a substantial improvement at S.R. 2 and Larrison Boulevard/Strawberry Road. The proposed design would replace the existing two-way stop-controlled intersection with a grade-separated diverging diamond interchange, including two bridges, four ramps, widening, and traffic signals.
INDOT held a public hearing on this project on March 30, 2026. It remains a proposed project rather than a completed interchange.
S.R. 2 is also the subject of a broader planning study extending between U.S. 20 in LaPorte County and U.S. 20 in St. Joseph County, with INDOT specifically identifying the growth and transportation interests of New Carlisle as part of that corridor study.
Current 2026 Pierce Road Reconstruction Program
St. Joseph County also has a locally initiated Pierce Road reconstruction project from U.S. 31 to Juniper Road.
The FY2026-2030 transportation program places approximately $6.076 million in construction funding in state fiscal year 2026 for the 0.7-mile project. St. Joseph County also sought construction-engineering services for the project in early 2026.
This should be described as a current 2026 programmed county-road project. Exact construction staging and restrictions should be checked through current county or transportation notices rather than assumed from the funding schedule alone.
South Bend: County Seat and Largest City
South Bend is the St. Joseph County seat and had an estimated 103,201 residents in 2025.
It is also the center of the county's government and traffic-court system and contains or directly connects with:
St. Joseph Superior Court's Traffic and Misdemeanor Division.
The St. Joseph County Clerk.
The Prosecuting Attorney's Office.
The South Bend BMV branch.
U.S. 31.
S.R. 933.
U.S. 20 access.
Indiana Toll Road access.
Downtown South Bend.
The Notre Dame campus traffic environment.
South Bend clearly deserves the highest-priority standalone city traffic-school page in St. Joseph County.
Mishawaka: Second-Largest City and Eastern Metro Traffic
Mishawaka had an estimated 51,226 residents in 2025, making it the county's second-largest city.
The city has direct access to the Indiana Toll Road through Exit 83 at S.R. 23. The St. Joseph Superior Court also maintains a Mishawaka location at 219 Lincolnway West, and the county maintains a Traffic Violations Bureau at that address for applicable traffic matters and payments.
Mishawaka's population, retail and employment activity, S.R. 23 corridor, Toll Road access, and court services make it another high-priority standalone traffic-school page.
Osceola: S.R. 933 Between the Metro and Elkhart
Osceola had an estimated 2,586 residents in 2025, making it the largest incorporated town in St. Joseph County.
The town identifies S.R. 933/Lincolnway as its primary east-west transportation corridor, with Bittersweet Road and Ash Road serving north-south movement. Osceola also describes itself as located between the South Bend-Mishawaka area and Elkhart.
That gives Osceola a strong local traffic angle based on regional commuter movement rather than simply its population.
North Liberty and Potato Creek State Park
North Liberty had an estimated 1,624 residents in 2025.
It also serves as the mailing community for Potato Creek State Park, located at 25601 State Road 4. Indiana DNR describes the park as being about 12 miles southwest of South Bend and offering year-round camping, boating, fishing, hiking, biking, cabins, and other recreation.
That tourism and recreation connection gives North Liberty a local driving angle substantially different from South Bend, Mishawaka, or Osceola.
Walkerton: Small Town With Its Own Traffic Court
Walkerton had an estimated 2,074 residents in 2025.
Its importance to this county page is not simply population. Walkerton Town Court remains an active court, making Walkerton legally distinct from most other small St. Joseph County municipalities. The Indiana Judicial Branch currently lists the court at:
Walkerton Town Court301 Michigan StreetWalkerton, IN 46574Phone: 574-586-2340.
The St. Joseph County Prosecutor also publishes a separate deferral procedure for citations that identify Walkerton Town Court, discussed below.
Courts Handling Traffic Tickets in St. Joseph County
St. Joseph County has a more complicated traffic-court structure than many Indiana counties.
Current local rules establish a St. Joseph Superior Court Traffic and Misdemeanor Division. That division is responsible for traffic violations, criminal misdemeanors, infractions, and city ordinance violations.
The county's current caseload-allocation plan further states that TM, CM, IF, and OV cases are assigned to the Traffic and Misdemeanor Division, which is located in South Bend.
Walkerton Town Court remains a separate active town court and can initially process tickets issued into its jurisdiction.
St. Joseph Superior Court Traffic and Misdemeanor Division
Traffic and Misdemeanor DivisionSt. Joseph Superior Court112 S. Lafayette Boulevard, 2nd FloorSouth Bend, IN 46601
The county identifies this location as the Traffic and Misdemeanor clerk location. Current local rules assign ordinary IF traffic-infraction cases to the Superior Court Traffic and Misdemeanor Division.
The general Superior Court South Bend location is also currently listed at 101 S. Main Street, South Bend, but drivers dealing with an ordinary traffic case should follow the specific location and instructions shown on their citation or case record rather than simply arriving at the general courthouse address.
Walkerton Town Court
Walkerton Town Court301 Michigan StreetWalkerton, IN 46574Phone: 574-586-2340.
If the court-appearance section of a citation states St. Joseph Walkerton Town Court, the Prosecutor instructs the driver to work through Walkerton Town Court first.
Mishawaka Traffic Violations Bureau
St. Joseph County also currently identifies a Traffic Violations Bureau at 219 Lincolnway West in Mishawaka.
That does not mean every Mishawaka traffic ticket is adjudicated by a separate Mishawaka city court. Current local rules place IF cases within St. Joseph Superior Court's Traffic and Misdemeanor Division. The Mishawaka location should therefore be described as a traffic-violations service/payment location rather than as a separate ordinary IF court.
How Do I Know Which St. Joseph County Court Has My Ticket?
Do not determine the court solely from the city where the stop occurred.
Check:
The court identified on the citation.
The cause number.
Indiana MyCase.
The St. Joseph County Clerk.
Walkerton Town Court if the citation specifically identifies that court.
The Indiana Judicial Branch provides direct MyCase access for St. Joseph County cases.
This is especially important because St. Joseph County has both a countywide Superior Court Traffic and Misdemeanor Division and the separate Walkerton Town Court.
Can I Take Traffic School for a St. Joseph County Traffic Ticket?
Possibly. The answer depends on what you want the course to accomplish.
If the Indiana BMV Ordered You to Take a DSP
Yes. ABetterDriver.com is currently listed by the Indiana BMV as an approved online Driver Safety Program provider.
If You Want the Voluntary Four-Point Credit
Any Indiana driver can take a BMV-approved DSP. Successful completion produces a four-point credit under current BMV rules, subject to the once-every-three-years restriction.
If a St. Joseph County Court Ordered a Course
Check the actual court order before enrolling. Indiana BMV states that a court-ordered DSP may not necessarily require a BMV-approved provider.
If You Want Your Ticket Deferred
St. Joseph County has a separate and detailed Infraction Deferral Program.
Do not pay the ticket before determining whether you want to seek deferral. The Prosecutor expressly instructs people interested in the program not to pay the ticket until a final participation decision has been made.
St. Joseph County Infraction Deferral Program
The St. Joseph County Prosecuting Attorney currently publishes detailed rules for its Infraction Deferral Program.
Successful participants can have an eligible citation dismissed after completing the agreement.
How Long Is St. Joseph County Deferral?
The current deferral period is six months from enrollment.
The State agrees to dismiss the charge at the end of that period if the driver satisfies the agreement.
How Much Does St. Joseph County Deferral Cost?
The current published fee is $192.50, which must be paid within 30 days after the driver is set up in the program.
What Must a Driver Do During Deferral?
The current agreement requires the participant to:
Commit no traffic violations.
Commit no ordinance violations.
Commit no misdemeanor offenses.
Commit no felony offenses.
These restrictions continue for the six-month program period. The driver must also notify the deferral coordinator in writing within seven days after an address change and comply with any special conditions included in the agreement.
Who Is Not Eligible?
The Prosecutor currently states that a driver is ineligible if the driver:
Holds a Commercial Driver's License.
Is currently participating in another county's deferral program.
Is currently or has ever been classified as a habitual traffic violator.
The Prosecutor also excludes citations for:
Failure to yield to an emergency vehicle.
Railroad-crossing violations.
Passing a school bus.
No insurance.
Driving while suspended as an infraction.
Work-zone violations when workers are present.
Operating while intoxicated.
These are current published exclusions. Final acceptance still depends on the Prosecutor's review.
Walkerton Town Court Deferral Procedure
St. Joseph County publishes a specific procedure for drivers whose citations identify Walkerton Town Court.
The ticket is initially processed through Walkerton Town Court. A driver seeking deferral must contact Walkerton Town Court first at 574-586-2340. If the driver is enrolled through Walkerton, the case is then transferred to the St. Joseph County Traffic and Misdemeanor Court Deferral Program, after which the county deferral coordinator contacts the driver.
This is exactly why a St. Joseph County page should not tell every driver simply to call the South Bend traffic court.
Does St. Joseph County Deferral Require Traffic School?
The Prosecutor's current published standard deferral terms do not state that every participant must complete a BMV-approved Driver Safety Program.
The agreement does permit special conditions, which can vary by case.
Therefore, ABetterDriver.com should not claim that:
Its course automatically dismisses a St. Joseph County ticket.
Completing the DSP automatically qualifies a driver for deferral.
Every St. Joseph County deferral agreement requires traffic school.
If a driver receives a special condition requiring a course, the driver should confirm which program satisfies that condition before enrolling.
BMV Branch Information
The Indiana BMV's current branch list identifies a South Bend BMV Branch + Kiosk at:
South Bend BMV Branch + Kiosk1139 E. Ireland RoadSouth Bend, IndianaBMV Customer Service: 888-692-6841.
Because BMV operating schedules can change, drivers should verify current branch hours before visiting.
A branch visit is not required merely to complete a BMV-approved Driver Safety Program. ABetterDriver.com is approved to deliver the DSP online.
St. Joseph County Driver Safety Program FAQ
Is ABetterDriver.com approved by the Indiana BMV?
Yes. The BMV's current approved-provider list includes ABetterDriver.com and identifies it as offering online and DVD Driver Safety Programs.
Can I take St. Joseph County traffic school online?
If you need the statewide BMV-approved Indiana Driver Safety Program, yes. ABetterDriver.com is currently approved to provide the DSP online.
How long is the Indiana Driver Safety Program?
Every BMV-approved Indiana DSP must be at least four hours long.
How much does ABetterDriver.com's Indiana course cost?
ABetterDriver.com currently lists its online Indiana DSP for $28.95.
Can I take the course for the four-point credit?
Yes. Any Indiana driver can voluntarily take a BMV-approved DSP. Successful completion produces a four-point credit subject to the BMV's once-every-three-years rule.
Does the four-point credit erase my St. Joseph County ticket?
No. The BMV expressly states that completing a DSP does not remove a citation from driver history.
Which court handles ordinary St. Joseph County traffic infractions?
Current local rules assign IF traffic-infraction cases to the St. Joseph Superior Court Traffic and Misdemeanor Division in South Bend.
Where is the St. Joseph County Traffic and Misdemeanor Division?
The county currently lists its Traffic and Misdemeanor clerks at 112 S. Lafayette Boulevard, 2nd Floor, South Bend, Indiana 46601.
Does Walkerton have its own traffic court?
Yes. Walkerton Town Court remains active at 301 Michigan Street in Walkerton. Tickets specifically assigned there are initially processed through Walkerton.
Does St. Joseph County have traffic-ticket deferral?
Yes. The Prosecutor currently publishes an Infraction Deferral Program for eligible citations.
How long is St. Joseph County deferral?
The current program period is six months.
How much does St. Joseph County deferral cost?
The current fee is $192.50, payable within 30 days after enrollment in the program.
Can a CDL holder use St. Joseph County infraction deferral?
No. The current Prosecutor rules expressly exclude drivers who hold a CDL.
Can I use deferral for a school-bus passing ticket?
No. Passing a school bus is among the citations currently listed as ineligible for the St. Joseph County Infraction Deferral Program.
What about a work-zone ticket?
A work-zone violation is listed as ineligible when workers are present.
Does St. Joseph County deferral require traffic school?
The standard published terms do not state that every participant must complete a DSP. The Prosecutor can impose special conditions, so drivers should verify their individual agreement before enrolling in a course solely for deferral.
What makes driving in St. Joseph County different?
St. Joseph County combines the South Bend-Mishawaka urban area, I-80/I-90 Toll Road traffic, U.S. 20 and U.S. 31, Notre Dame campus and event traffic, S.R. 23 and S.R. 933, major suburban corridors, and rural communities within the same county.
Which Toll Road exit serves Notre Dame?
Notre Dame's official game-day directions tell drivers arriving on the Indiana Toll Road to use Exit 77, South Bend/Notre Dame.
Is there a current project at S.R. 23 and Adams Road?
Yes, but it is currently in the design and environmental stage. INDOT held a public hearing in March 2026 and currently schedules construction for 2028. The preferred design is a single-lane roundabout.
Is INDOT also planning work on S.R. 2?
Yes. INDOT is advancing a proposed diverging-diamond interchange at S.R. 2 and Larrison Boulevard/Strawberry Road. A public hearing was held in March 2026.
Is there a current county road project near U.S. 31?
Yes. Pierce Road from U.S. 31 to Juniper Road is programmed for approximately $6.076 million in construction funding in state fiscal year 2026, and St. Joseph County sought construction-engineering services for the project in early 2026.
Is there a BMV branch in St. Joseph County?
Yes. The current Indiana BMV listing identifies the South Bend BMV Branch + Kiosk at 1139 E. Ireland Road.
Complete Your St. Joseph County Indiana Driver Safety Program Online
St. Joseph County drivers who have received an Indiana BMV Driver Safety Program requirement or want the voluntary four-point credit can complete a BMV-approved DSP online through ABetterDriver.com.
Indiana BMV currently lists ABetterDriver.com as an approved online provider.
ABetterDriver.com currently lists the online course for $28.95.
If your requirement comes directly from the St. Joseph Superior Court Traffic and Misdemeanor Division, Walkerton Town Court, or the St. Joseph County Prosecutor, verify exactly what the court or agreement requires before enrolling.
A BMV-required DSP, voluntary four-point credit, court-ordered course, and St. Joseph County Infraction Deferral Program are separate processes.
Complete your St. Joseph County Indiana Driver Safety Program online with ABetterDriver.com.
Cities and Towns in St. Joseph County
St. Joseph County officially identifies nine incorporated municipalities.
The county government lists:
2 cities: South Bend and Mishawaka.
7 towns: Indian Village, Lakeville, New Carlisle, North Liberty, Osceola, Roseland, and Walkerton.
Current STATS Indiana data list the same nine incorporated places.
Notre Dame and Granger are well-known local place names but do not appear on the county's official incorporated-city-and-town list and should not be added to this section as incorporated municipalities.
Complete List of Incorporated Cities and Towns in St. Joseph County
Cities
South Bend — estimated 2025 population: 103,201
Mishawaka — estimated 2025 population: 51,226
Towns
Osceola — estimated 2025 population: 2,586
Walkerton — estimated 2025 population: 2,074
New Carlisle — estimated 2025 population: 1,884
North Liberty — estimated 2025 population: 1,624
Lakeville — estimated 2025 population: 873
Roseland — estimated 2025 population: 850
Indian Village — estimated 2025 population: 117.
The county government's current municipality page confirms that South Bend and Mishawaka are cities and the remaining seven incorporated municipalities are towns.
Current STATS Indiana does not identify any of these nine municipalities as cross-county places in the St. Joseph County table.