Drivers in Kokomo, Greentown, Russiaville, and throughout Howard County can complete an Indiana BMV-approved Driver Safety Program online through ABetterDriver.com.
Howard County had an estimated 83,904 residents in 2025. Kokomo is the county seat and overwhelmingly its largest city, with an estimated population of 59,999. Greentown had approximately 2,366 residents, while Russiaville had approximately 1,312.
Howard County's transportation network is unusual for a north-central Indiana county of its size. U.S. 31 operates as a limited-access freeway around Kokomo, U.S. 35 crosses the county, SR 22 and SR 26 provide important east-west travel, and SR 931 carries traffic along the former U.S. 31 corridor through developed areas. INDOT's interchange records show multiple U.S. 31 access points around Kokomo, including SR 931, SR 26, County Road 100 South, U.S. 35/SR 22, Touby Pike, County Road 400 North, and the northern SR 931 junction.
Take Your Indiana Driver Safety Program Online
The Indiana BMV permits approved Driver Safety Programs to be completed online, in a classroom, or by DVD.
All BMV-approved courses:
Must meet Indiana BMV curriculum standards
Are at least four hours long
Are available online
Have a current maximum price of $55
The Indiana BMV specifically lists ABetterDriver.com as an approved provider offering online and DVD Driver Safety Program courses.
Howard County drivers therefore can complete an approved DSP online without attending a classroom course in Kokomo.
Who Takes an Indiana Driver Safety Program?
Indiana drivers take Driver Safety Programs for different reasons. A BMV requirement, voluntary point credit, court order, and local traffic-ticket deferral are separate legal processes.
BMV-Required Driver Safety Program
Indiana law provides that a person convicted of two or more traffic offenses during a 12-month period may be required to complete a BMV-approved Driver Safety Program.
Drivers under age 21 are required to complete a DSP if they are convicted of two or more traffic offenses. Once the BMV sends notice of the requirement, the driver must complete the course within 90 days or driving privileges will be suspended.
This is a statewide BMV requirement. It does not depend on whether the underlying citations were issued in Howard County.
Voluntary Indiana 4-Point Credit
Any Indiana driver may voluntarily complete a BMV-approved Driver Safety Program.
After successful completion, the BMV applies a 4-point credit to the driver's Indiana Official Driver Record. The credit generally can be applied once every three years.
If another approved DSP is completed while that credit is active, the BMV extends the duration of the existing credit for three years from the new course-completion date rather than applying another simultaneous 4-point credit.
Court-Ordered or Court-Referred Drivers
Howard Superior Court III or another court may separately order a driver to complete a driving program.
The Indiana BMV specifically states that when a court requires a DSP, the court's order does not necessarily require a BMV-approved DSP. Drivers should follow the specific language in their court order before choosing a course.
County Traffic Deferral or Diversion
A prosecutor may separately offer a traffic-deferral or diversion option for an eligible pending citation.
That process is not the same as completing a BMV-approved DSP for a voluntary 4-point credit. Current public Howard County Prosecutor materials identify the office and its court assignments but do not publish a complete public set of current traffic-infraction deferral eligibility rules.
How Long Is the Indiana Driver Safety Program?
Every Indiana BMV-approved Driver Safety Program must be at least four hours long.
The BMV advises drivers to allow approximately 7 to 10 business days for course-completion results to be processed. For the voluntary 4-point credit, the BMV states that the credit is generally applied within 7 to 14 business days after the BMV receives completion notification from the provider.
If you are completing a course because of a BMV deadline, do not wait until the final day.
How the Indiana 4-Point Credit Works
Indiana traffic points generally remain active on the driver's record for two years from the conviction date.
Completing a BMV-approved DSP can result in a 4-point credit, but the BMV expressly states that DSP completion does not remove the traffic citation from the driver's history.
Keep the four situations separate:
BMV-required DSP: imposed because of the driver's Indiana driving record
Voluntary 4-point credit: affects points on the Indiana Official Driver Record
Court-ordered driving program: imposed by a judge in an individual case
County deferral or diversion: a separate prosecutor or court process affecting an eligible pending citation
Driving in Howard County: U.S. 31, Kokomo Traffic, and Rural Roads
Howard County contains only about 293 square miles but had approximately 286 residents per square mile based on current state data. Kokomo accounts for more than 70% of the county's population.
That concentration means Howard County drivers encounter a substantially more urban traffic environment around Kokomo than drivers in many surrounding north-central Indiana counties.
Outside the Kokomo area, the environment changes quickly to lower-density county roads and smaller communities such as Greentown and Russiaville.
Important local driving conditions include:
Limited-access travel on U.S. 31
U.S. 35 and SR 22 traffic
Commercial traffic along SR 931
SR 26 travel west toward Russiaville
Large numbers of freeway ramps around Kokomo
Rural agricultural roads outside the urban area
Event traffic at Kokomo Speedway and other venues
Pedestrian and bicycle safety within Kokomo
The City of Kokomo and Howard County jointly developed a Safety Action Plan specifically intended to reduce the frequency and severity of vehicular crashes through infrastructure improvements, traffic management, and safety measures for motorists, pedestrians, and bicyclists.
Howard County's Primary Driving Issue: U.S. 31 and the Kokomo Freeway Network
U.S. 31 is the road that most clearly distinguishes Howard County from neighboring counties.
INDOT's Kokomo Freeway is a 13-mile limited-access highway around the east side of Kokomo. It includes six interchanges and was built specifically to separate regional U.S. 31 traffic from the older commercial corridor through Kokomo.
The former U.S. 31 route was renamed State Road 931 after the freeway opened. INDOT explains that the old corridor had numerous traffic signals, railroad crossings, cross streets, and private access points, while the newer freeway provides access only at interchanges.
That creates an important driving transition.
A driver traveling on U.S. 31 may be moving at freeway speeds with limited access. A driver exiting onto SR 931, SR 26, U.S. 35/SR 22, or another Kokomo-area road immediately returns to an environment with commercial access, intersections, local traffic, and substantially more turning activity.
U.S. 31 Interchanges in Howard County
INDOT identifies several U.S. 31 interchanges serving the Kokomo area:
SR 931 south junction
SR 26
County Road 100 South
U.S. 35 and SR 22
Touby Pike
U.S. 35 and County Road 400 North
SR 931 north junction
Drivers should pay particular attention when approaching interchange exits because lane choice, merging traffic, and speed differences can become more important near these junctions.
U.S. 31 Continues to Change in 2026
The U.S. 31 corridor remains the subject of a broader INDOT program intended to create a free-flow route between Indianapolis and South Bend.
INDOT states that its current program is intended to eliminate the remaining traffic signals and at-grade railroad crossings on the 150-mile corridor by the end of 2026.
The access-control program specifically includes the approximately 20-mile U.S. 31 segment between SR 38 in Hamilton County and the southern SR 931 junction in Howard County. INDOT says access-control work in this corridor involves removing direct commercial and residential driveways and eliminating at-grade intersections.
This matters to Howard County because drivers approaching Kokomo from the Indianapolis direction may encounter an increasingly freeway-like corridor before entering the Kokomo bypass itself.
Drivers should use current INDOT travel information for actual closures or construction restrictions rather than relying on an older description of the project.
State Road 931: The Former U.S. 31 Through Kokomo
State Road 931 deserves separate treatment from the current U.S. 31 freeway.
INDOT explains that the former U.S. 31 highway through the Kokomo area was redesignated SR 931 after the new U.S. 31 freeway opened.
That means a driver searching for “U.S. 31 traffic school Kokomo” may actually have received a citation on a completely different road environment depending on whether the violation occurred on:
The limited-access U.S. 31 freeway
SR 931 through the developed Kokomo area
An interchange ramp
A connecting street or state highway
Drivers should rely on the actual location printed on their citation rather than treating “U.S. 31 in Kokomo” as a single roadway.
U.S. 35 and State Road 22
U.S. 35 and SR 22 are important east-west routes through Howard County.
INDOT's interchange records identify a combined U.S. 35/SR 22 interchange with U.S. 31 in Kokomo. U.S. 35 also has another U.S. 31 connection farther north in Howard County.
These routes are especially important for trips between Kokomo and eastern Howard County.
The Greentown area is associated with the U.S. 35/SR 22 corridor, making the road important both for local residents and drivers traveling between Kokomo and communities farther east. State records also identify Greentown as Howard County's second-largest incorporated municipality.
State Road 26 and Russiaville
State Road 26 provides another major east-west route through the southern portion of Howard County.
INDOT records identify the SR 26/U.S. 31 interchange in Kokomo, while state transportation records identify SR 26 extending west toward the Russiaville area.
Russiaville is Howard County's third incorporated municipality and had an estimated 2025 population of approximately 1,312.
Drivers west of Kokomo should expect a much faster transition from the developed U.S. 31/Kokomo network into smaller-town and rural driving conditions.
Kokomo's Local Road-Safety Planning
Howard County and the City of Kokomo adopted a countywide Safety Action Plan funded through the federal Safe Streets and Roads for All program.
The city describes the plan as targeting both the frequency and severity of crashes through:
Strategic infrastructure improvements
Enhanced traffic management
Community awareness
Safety improvements for drivers
Pedestrian safety
Bicycle safety
The plan is useful evidence that Howard County's local traffic issues extend beyond state highways. Safety planning also addresses streets and intersections used by people walking and bicycling in the Kokomo urban area.
Goyer Road and Local Street Improvements
The City of Kokomo also continues to plan improvements to local corridors.
The city's current project materials identify the Goyer Road Improvement Project as a formal transportation project, demonstrating that local infrastructure work is continuing alongside state-highway improvements.
Drivers should distinguish city projects like Goyer Road from INDOT work on U.S. 31 and other state highways because construction authority, schedules, and detours can differ.
Kokomo Speedway and Event Traffic
Howard County also has event-related traffic that does not occur every day.
Kokomo Speedway is located off Davis Road and operates races during the warmer months, including special events such as Indiana Sprint Week, the Kokomo Grand Prix, and Sprint Car Smackdown.
Large racing events can temporarily put more destination traffic on roads around the speedway, particularly when spectators arrive or leave during concentrated periods.
The same general issue applies to summer festivals, sports tournaments, and large community events. The Greater Kokomo Visitors Bureau lists numerous 2026 events, including downtown festivals, car events, racing, sports activities, and the Howard County Fair in Greentown.
Automotive and Sports Travel in Kokomo
Kokomo has long been associated with automobile-related development, and modern sports facilities create additional visitor travel.
The City of Kokomo developed Championship Park on the east side near U.S. 31 as a major sports destination with multiple baseball and softball fields and related commercial development.
The Greater Kokomo Visitors Bureau promotes Kokomo for regional and national sporting events and identifies facilities including Championship Park, Kokomo Municipal Stadium, Kokomo Memorial Gym, and Kokomo Speedway.
For drivers, these facilities can generate occasional surges in unfamiliar visitor traffic that differ from routine weekday commuting.
Rural Driving Outside Kokomo
Howard County's incorporated municipality list is short, but substantial portions of the county are outside Kokomo, Greentown, and Russiaville.
The Howard County Highway Department is responsible for county roadways, bridges, and culverts throughout the county road system.
Drivers on lower-density roads should anticipate:
Agricultural equipment
Vehicles entering from farm drives
Fewer traffic signals
Rural intersections
County bridges and culverts
Longer distances between controlled intersections
The safe response is to leave additional following distance behind slow-moving equipment and pass only when visibility, pavement markings, and Indiana law clearly allow it.
Driving in Kokomo
Kokomo is Howard County's county seat and had an estimated 59,999 residents in 2025, representing more than 70% of the county population.
It is also the county's primary traffic and government center.
Kokomo contains or provides immediate access to:
Howard Superior Court III
Howard County Clerk
Howard County Prosecutor
Kokomo BMV Branch
U.S. 31
U.S. 35
SR 22
SR 26
SR 931
Kokomo Speedway
Championship Park
Major city pedestrian and bicycle infrastructure
The concentration of population, courts, highways, sports venues, and public services makes Kokomo by far the strongest Howard County city-page opportunity.
Driving in Greentown
Greentown is Howard County's second-largest incorporated municipality, with an estimated 2025 population of 2,366.
Its road environment is much less urban than Kokomo's, but Greentown remains important because of its relationship to the U.S. 35/SR 22 corridor and because it hosts the Howard County Fairgrounds.
The Greater Kokomo Visitors Bureau identifies the 2026 Howard County Fair as running July 12 through July 18 at the fairgrounds in Greentown.
That gives Greentown a legitimate seasonal traffic angle. During large fair events, drivers should expect more local turning traffic and visitors unfamiliar with community roads.
Driving in Russiaville
Russiaville had an estimated 2025 population of 1,312.
State transportation records place Russiaville along the SR 26 corridor west of Kokomo.
The practical driving distinction is the transition from the much larger Kokomo transportation network to a small-town and agricultural-road environment.
Russiaville is important enough to be discussed on the county page, but it represents a significantly smaller standalone SEO market than Kokomo.
Courts Handling Traffic Tickets in Howard County
Howard County's current government website gives a very clear answer about ordinary traffic cases.
Howard Superior Court III is responsible for all driving offenses and all traffic infractions.
This is more reliable than simply listing every Circuit and Superior Court located in Howard County.
Howard Superior Court III
Howard Superior Court IIIHoward County Courthouse104 North Buckeye Street, Room 216Kokomo, IN 46901Phone: 765-456-2220
The current county court page identifies Judge Douglas Tate and expressly states that Superior Court III handles all driving offenses and traffic infractions.
The same court also handles most misdemeanor cases except specified drug matters and handles small-claims cases.
Howard County Clerk
Howard County Clerk104 N. Buckeye Street, Room 202Kokomo, IN 46901Phone: 765-456-2000
The Clerk accepts traffic-ticket payments and maintains county court filings. The Clerk's current page specifically provides traffic-ticket payment information.
What About Howard Circuit Court and the Other Superior Courts?
Howard County also maintains Circuit Court and Superior Courts I, II, and IV, but these courts should not be presented as though they routinely perform the same traffic-infraction function.
The official county Superior Court III page expressly assigns all driving offenses and traffic infractions to Superior Court III.
Other courts handle different portions of Howard County's criminal and civil caseload. The current Prosecutor's site similarly describes Superior Court III as docketing misdemeanors and infractions.
How Do I Find My Howard County Traffic Case?
Check:
The court printed on your citation
Your cause number
Your citation number
Indiana MyCase
Howard County Clerk
Do not assume a court merely because the traffic stop occurred near the courthouse or within Kokomo.
Can I Take Traffic School for a Howard County Traffic Ticket?
Possibly, but completing an Indiana BMV-approved Driver Safety Program does not automatically dismiss a Howard County traffic citation.
A BMV-approved DSP is appropriate when:
The Indiana BMV requires you to complete one
You voluntarily want the Indiana 4-point credit
A court specifically requires a BMV-approved DSP
The Indiana BMV expressly states that DSP completion does not remove a citation from the driver's history.
If your goal is to obtain deferral or another favorable disposition of a pending Howard County citation, verify that option separately before paying the ticket or enrolling in a course for that purpose.
Howard County Traffic Deferral Information
I reviewed the current Howard County Prosecutor website, Howard County court information, Clerk information, and Indiana Prosecuting Attorneys Council directory.
The Prosecutor's current public site provides detailed court staffing and identifies Superior Court III as the court handling misdemeanors and infractions, but it does not currently publish complete traffic-infraction deferral eligibility requirements.
I did not locate a current authoritative public source publishing complete traffic-deferral rules for this county. Drivers should verify available options with the court or Prosecutor before paying the citation or enrolling in a course for that purpose.
Do not infer from another Indiana county:
A speeding threshold
A deferral fee
A six-month or twelve-month term
CDL eligibility
Accident restrictions
Work-zone eligibility
School-zone eligibility
Prior-ticket restrictions
A traffic-school requirement
Those rules vary by county.
Howard County Prosecutor
Howard County Prosecutor's Office220 N. Main Street, 4th FloorKokomo, IN 46901Phone: 765-456-2230
Indiana's current Prosecuting Attorneys Council directory identifies Mark A. McCann as Howard County Prosecutor and confirms the office address and telephone number.
Does Howard County Deferral Require ABetterDriver?
I did not locate a current authoritative Howard County source stating that every traffic-deferral participant must complete ABetterDriver.com or another Indiana BMV-approved Driver Safety Program.
Do not enroll in the course solely because you expect it to dismiss a Howard County ticket.
If the Prosecutor or Superior Court III gives you a specific course requirement, follow those instructions.
BMV Branch Information
Howard County currently has a BMV branch in Kokomo.
Kokomo BMV Branch
Kokomo BMV Branch + Kiosk192 E. Southway BoulevardKokomo, IN 46902-3650Phone: 888-692-6841
The Indiana BMV currently lists the Kokomo branch at this address and identifies the location as a branch with a BMV Connect kiosk.
As of August 2026, the current published branch schedule is:
Monday: Closed
Tuesday: 9:00 a.m. to 6:30 p.m.
Wednesday: 9:00 a.m. to 5:00 p.m.
Thursday: 9:00 a.m. to 5:00 p.m.
Friday: 9:00 a.m. to 5:00 p.m.
Saturday: 9:00 a.m. to 12:30 p.m.
Sunday: Closed
Branch schedules can change, so verify current BMV information before making an in-person visit.
You do not need to visit the Kokomo BMV branch simply to complete a BMV-approved online Driver Safety Program.
Howard County Driver Safety Program FAQ
Is ABetterDriver.com approved by the Indiana BMV?
Yes. The Indiana BMV currently lists ABetterDriver.com as an approved Driver Safety Program provider offering online and DVD courses.
Can I take Indiana traffic school online from Howard County?
Yes. Indiana permits BMV-approved Driver Safety Programs to be completed online, and ABetterDriver.com is currently listed as an approved online provider.
How long is the Indiana Driver Safety Program?
Every BMV-approved Indiana DSP must be at least four hours long.
Can I voluntarily take the course for a 4-point credit?
Yes. Any Indiana driver may voluntarily complete a BMV-approved DSP. Successful completion results in a 4-point credit on the Indiana Official Driver Record.
How often can I receive the 4-point credit?
The 4-point credit generally can be applied once every three years. Completing another approved DSP while a credit remains active extends the credit period rather than creating another simultaneous four-point credit.
Does the 4-point credit erase my Howard County ticket?
No. The Indiana BMV specifically states that completion of the Driver Safety Program does not remove a citation from the driver's history.
Which court handles ordinary Howard County traffic tickets?
Howard County's current official court page states that Howard Superior Court III handles all driving offenses and all traffic infractions.
Where is Howard Superior Court III?
Howard Superior Court III is located in the Howard County Courthouse at 104 North Buckeye Street, Room 216, Kokomo, Indiana 46901.
Does Howard County have a traffic-deferral program?
I did not locate a current authoritative public source publishing complete Howard County traffic-deferral rules. Drivers interested in deferral should contact the Howard County Prosecutor or the assigned court before paying the citation.
Can a CDL holder use Howard County traffic deferral?
The current authoritative public sources reviewed do not publish a complete CDL rule for Howard County traffic deferral. CDL holders should verify their options directly with the Prosecutor.
Does Howard County traffic deferral require ABetterDriver?
I did not locate an authoritative Howard County source stating that ABetterDriver.com or another BMV-approved DSP is automatically required for traffic deferral.
What is the most important highway in Howard County?
U.S. 31 is especially important because it operates as a limited-access freeway around Kokomo and has multiple interchanges serving the county.
Is SR 931 the old U.S. 31 through Kokomo?
Yes. INDOT states that the former U.S. 31 corridor through Kokomo was redesignated State Road 931 after the Kokomo Freeway opened.
What is changing on U.S. 31 in 2026?
INDOT's larger U.S. 31 improvement program is intended to create a free-flow route between Indianapolis and South Bend by the end of 2026. The access-control program extends north to the southern SR 931 junction in Howard County.
What highways connect with U.S. 31 around Kokomo?
INDOT identifies U.S. 31 interchanges around Kokomo at SR 931, SR 26, CR 100 South, U.S. 35/SR 22, Touby Pike, U.S. 35/CR 400 North, and the northern SR 931 junction.
What makes driving in Howard County different?
Howard County combines a limited-access freeway around a city of nearly 60,000 residents with commercial state highways, smaller incorporated towns, rural county roads, and significant destination traffic from sports and racing events.
Does Kokomo have a local road-safety plan?
Yes. Howard County and Kokomo developed a Safety Action Plan focused on reducing the frequency and severity of crashes through infrastructure, traffic management, and safety improvements for drivers, pedestrians, and bicyclists.
Does Kokomo Speedway affect local traffic?
Kokomo Speedway hosts seasonal racing and special events off Davis Road, including major sprint-car events that can generate concentrated visitor traffic.
Is there a BMV branch in Howard County?
Yes. The Kokomo BMV Branch is located at 192 E. Southway Boulevard and currently includes a BMV Connect kiosk.
Complete Your Howard County Indiana Driver Safety Program Online
If you need an Indiana BMV-approved Driver Safety Program, you can complete the course online through ABetterDriver.com.
ABetterDriver.com is currently listed by the Indiana BMV as an approved online Driver Safety Program provider.
Complete your course online from Kokomo, Greentown, Russiaville, or anywhere else in Howard County.
Start your Indiana Driver Safety Program at ABetterDriver.com.
Cities and Towns in Howard County
Howard County has an unusually short incorporated-municipality list considering its population.
The State of Indiana's current Howard County profile identifies only:
Greentown
Kokomo
Russiaville
Current STATS Indiana data independently identifies these same three incorporated municipalities and provides 2025 population estimates for each.
Kokomo is a city. Greentown and Russiaville are towns. State local-government financial records identify Greentown and Russiaville as civil towns.
Unincorporated communities and neighborhoods should not be added to the incorporated municipality list merely because they have Howard County or Kokomo mailing addresses.
Complete List of Incorporated Cities and Towns in Howard County
Kokomo: city and county seat — approximately 59,999 residents
Greentown: town — approximately 2,366 residents
Russiaville: town — approximately 1,312 residents
I did not identify a cross-county incorporated municipality among these three communities in the current state records reviewed.