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Traffic Violations and Your Driving Record
The Bureau of Motor Vehicles (or BMV) will assign points to your driving record (depending on the type of infraction) if you have received a speeding ticket or have been charged with a traffic violation. However, some traffic violations can result in immediate suspension. If you have a traffic violation that has caused suspension of your driver's license, you may be required to go to the BMV in order to get your driver's license reinstated.

The Points System and License Suspension
Point values are assigned to each moving violation, so if you are convicted of a traffic violation, your driving record will be assessed certain points. If you accumulate too many points, your license could be suspended or revoked. Depending on the violation, points assessed range from 2 to 8 points. If you accumulate points on your driving record, they will remain active for two years from the date of the traffic citation. For a complete list of traffic violations and point assignments, see the Bureau of Motor Vehicle (BMV) website.

Common Traffic Violations
One of the most common violations is speeding, and points are assigned according to how much you violate the posted speed limit. For violations that are 1-15 mph over the posted speed limit, 2 points are assigned. For violations that are 16-25 mph over the posted speed limit, 4 points are assigned. For individuals that drive 26+ mph over the posted speed limit, 6 points are assigned for those violations.

There are other common traffic violations that can cause points to be assigned to your driving record. For failure to use headlights, 2 points will be assigned to your driving record. For an improper U-turn, 4 points will be assigned to your record; for disregarding a stop/yield sign, 6 points are assigned; for driving while suspended, 8 points are assigned to your driving record.

If you are a driver that has accumulated 18 or more points in two years, you will need to attend a driving hearing at the Bureau of Motor Vehicles (BMV). If you are required to attend this hearing, a determination will be made by a BMV officer whether or not your driver's license will be suspended (30 days to one year). In addition, you may be required to attend a BMV approved Driver Safety Program (within a certain time limit). If you do not complete a BMV-ordered Driver Safety Program, your driving privilege will be suspended. Any driver who has been convicted of two or more moving traffic violations will be required to complete a BMV approved driver safety program.

Attending a Defensive Driving or Driver Safety Program
You may obtain more information on approved defensive driving programs on the BMV website if you are a driver who has been required to finish a Bureau of Motor Vehicle Driver Safety Program. A court judge may offer you the opportunity to take a defensive driving course in lieu of having your driver's license suspended. The Driver Safety Program can be taken in the classroom, at home, using a video or DVD, or through an online course. However, classroom instruction may be required if you have been ordered to attend a defensive driving course by a court. If the defensive driving course is successfully completed, a 4 point reduction will result on your driving record. You may repeat the course once every three years.

Benefits of a Clean Driving Record
A clean driving record is helpful in numerous ways. You can remove 4 points from your driver record when taking an online defensive driving course. However, it is important to be aware of accumulated points and to reduce them in a timely manner, since you may only take one defensive driving course every three year period. If you have accrued 18 or more points in the last two years and attend an approved defensive driving school, you may avoid having your driver's license suspended or revoked.

In addition, a clean driving record is essential in keeping your auto insurance premiums as low as possible. If you finish an approved defensive driving course, you may apply for an auto insurance reduction through your provider.

Discount Programs for Mature Drivers
If you are 55 years or older, you may receive a 10% discount on your auto insurance premium for attending a Mature Driver Program. Our program is part of a state-mandated auto insurance discount program. For drivers that are 55 years of age or older, there are numerous eligible Mature Driver courses that are designed to teach them defensive driving techniques, current road rules, and also assist in improving their overall driving skills. Usually lasting eight hours, the Mature Driver classes cover topics such as how to monitor your own driving capabilities, how to minimize the effects of dangerous blind spots, hazardous driving situations, vision and hearing changes, and the effects of medication while driving. Depending on your auto insurance provider, your 10% Mature Driver discount will last two to three years, at which time you will become eligible to reenroll to renew your discount.

Beneficial Programs for Juvenile Drivers
Any teen (under the age of 17) that has a driver's license is subject to different penalties than adult drivers. If you are a teen driver, you will receive a warning letter from the Bureau of Motor Vehicles upon your first traffic violation. This letter will detail some potential penalties that you can incur (including driver's license suspension and permit cancellation) if you get future traffic violations.

A mandatory teen driver program that any teen driver under 17 years of age must complete is called the Graduated Driver's License Program (GDL). This mandatory program consists of 50 hours of supervised driving time, and at least 10 hours of instruction must be completed at night. Teen drivers also have the option to enroll in an approved defensive driving school, and many auto insurance companies offer a discount for certification of a completed defensive driving course.

In addition to the benefits of insurance reduction, defensive driving courses are also recommended to teens as they teach practical skills that can help to avoid accidents and traffic tickets in the future. It is important to remember that all drivers under 17 years of age will receive a warning letter upon their first traffic violation. If the teen driver has a second violation, this will result in a minimum 30-day driver's license suspension; a third violation will result in a minimum 60-day suspension.

Defensive Driving Schools in a Classroom Setting
If you prefer the traditional, brick-and-mortar classroom setting for defensive driving school, see the Bureau of Motor Vehicle website. You may also contact the National Safety Council at 1-888-245-8450 or by email at ddc-in@nsc.org. The maximum cost for an approved Driver Safety Program is $50.

Frequently Asked Questions

How much can I expect to pay for the online traffic school course if I need ticket dismissal, and when do I have to pay for the program?

The cost for the internet defensive driving course varies from state to state. However, you may complete the entire online program up until the final exam without paying! You will need to be sure that payment is received before you will be allowed to complete the online traffic school final exam. We offer the lowest prices in our industry, and if you find any competitor in your state that offers the same type of program at a lower price, contact us and we will beat that price.

I may need to take several breaks during the online traffic school course. Do I have to take the internet defensive driving course all in one sitting?

It is not necessary for you to take the traffic school course all in one sitting. Our program is designed to work around your busy schedule! You can start and stop the online class as often as needed and if you need to take a break, you may do so and then resume the internet class exactly where you left off.

I may have to change computers when I take the online defensive driving course. Am I required to take the program all at one time from the same computer?

No. That is what is so great about our program - it is convenient and you can take the course even if you have frequent interruptions throughout your day! As long as the computer has internet access, you are allowed to change computers anytime during the online course. If you need to stop for awhile, that is acceptable. Our program automatically saves all of your information, and you can then resume later exactly where you left off.

After I pass the defensive driving course, can you confirm whether my completion certificate will be mailed directly to my traffic court, or will it be sent to me?

You will be awarded a certificate of completion after you satisfactorily complete the traffic school online driver's exam. Depending on the requirements of your court, the certificate may be sent to either you or to the court that is presiding over your ticket. To find out your specific court's requirements, click the "register" button at the top left of the website. Select your state, county and court, and then read the section marked "certificate delivery". The certificate will be mailed according to the shipping method selected at registration.

If I want to take the online traffic school course, do you provide it in DVD or streaming video, and is this format acceptable by my court?

Yes, we do! We offer several alternatives to the online defensive driving class, including DVD, workbook or streaming video format. If you need more information about the availability of these alternative formats, click "register now" and select the state where you received your traffic violation. You will then see a complete list of available classes. If you need ticket dismissal or insurance reduction, check with your traffic court if you are still concerned.

Am I allowed only one attempt to pass the defensive driving online quizzes and final exam?

No. You are required to finish a short quiz after each chapter in the online course. If you satisfactorily answer most of the quiz questions, you are then allowed to proceed to the next chapter of the course. However, if you do not pass a quiz, you may go back through the previous chapter, review all materials and then you can re-take the quiz. After reading all chapters and getting through all chapter quizzes, you will then be required to complete the final exam. After finishing the final exam, you will know immediately if you pass the traffic school course and you will be informed that a certificate will be sent soon. If you do not pass, you will be given another opportunity to pass the final exam.

How many quizzes do I have to complete before I can take the traffic school final exam?

After each chapter in the defensive driving course, you are required to complete a short quiz. If you satisfactorily answer most of the quiz questions, you are then allowed to proceed through to the next chapter of the traffic school course. If you do not pass a quiz, you can go back through the previous chapter to review all materials and then you may re-take the quiz. After reading all chapters and get through all chapter quizzes, you will then be required to complete the final exam. When you pass your final exam, the completion certificate will be sent according to the shipping method selected at registration.

Do you have any live online assistance or a contact phone number if I forget to include some important personal information at registration for the online traffic school course?

Yes! You may click on the live help button on our website or you may contact our toll-free number at 1-888-329-7069. One of customer service representatives will be happy to assist you in correcting your personal information.

Do you offer any type of express delivery for my traffic school completion certificate?

Yes, we do! After you pass the defensive driving course final exam, your certificate of completion will be mailed according to the shipping method that was selected at registration. Unless you specify that you request Express Delivery, we will mail out the certificate via U.S. mail that will take 3-5 business days. For express mail delivery, we offer Third Day Express Delivery (by 5pm on the third business day), Second Day Express Delivery (by 5pm on the second business day), or Overnight Express Delivery (by 5pm on the next business day). We also offer U.S. Certified Mail.

How soon after I register may I begin the online traffic school course, and do I have to finish it all in one day?

You can start the online defensive driving program at any time after you register. You are also permitted to register at your convenience - 24 hours a day, seven days a week, without needing to contact us. Click on the "register now" link on our homepage. You do not have to finish the program in one sitting - the course is designed to work around your busy schedule! If you have to stop frequently, that is acceptable and our program will automatically save your information. You can then resume at a later time when it is convenient for you!